In this world nothing is guaranteed. All you can do is hope for the best and prepare for the worst. REALLY! Please take my words for what they are. Set up a fund specifically for if something goes wrong. Let me tell you why. You don't want to have to be hit in the face with expenses you didn't plan or sign up for.
Midwifery and home birth is growing more and more as time passes but understanding that there is more to home birth than just picking a midwife and birthing at home.